Arrange A Mortgage First.

Property Financing – Get a Mortgage Pre-Approval First.

An important ingredient in a successful home search is knowing how much you can afford. You don’t want to fall in love with a property only to find out it’s outside your price range.

That’s why I recommend getting a Mortgage Pre-Approval. This is a document from your bank or other lender stating how much of a Home Mortgage they are willing to lend you. There are two advantages to getting this Property Pre-Approval:

  • It gives you the peace-of-mind of knowing you can afford homes you view on the market, and won’t have problems arranging financing.
  • It’s a sign to Property Owners that you are a serious, prepared buyer – which gives you the edge when making an offer on any real estate.

You can arrange for a Mortgage Pre-Approval with your bank or other lender, or by working with a good Real Estate Mortgage Broker. I’m well-connected in the local real estate scene, so if you want me to recommend a reputable broker or lender, please contact me and I will be happy to assist.

How Much Home Can You Afford?

Banks and lenders use specific criteria to determine how much of a mortgage they’re willing to offer you. They look at your income, expenses, credit history and employment status, as well as the down payment you plan to make on a home. It may seem like a scary process, but it is actually straight-forward. You can usually get a Mortgage Pre-Approval in a day. You’ll be glad that you did, Again, Please ask me first and I will assist you in the process as I am in contact with many lenders on a daily basis.

By knowing what you can afford, you can confidently shop within that price range.

Questions about Fnancing? Simply submit the form below or contact me directly, I am happy to help.

May All Your Dreams Come True!